Are periodic medical exams required to maintain long term disability benefits?

There are several types of long term disability policies, and each may have additional policy markers or exclusions. This makes each long term policy different from another. In your specific policy, you may be required to get annual exams or exams every 5 years. However, you can buy a policy addendum excusing you from this necessity. You will have to pay an additional premium if you would like to be excused from mandatory check ups. For some individuals, however, the premium is worth the peace of mind knowing you will not have to face cancellation of coverage due to your health factors.