Dental Insurance Managed Care

When purchasing dental insurance, managed care policies are one of the most commonly used types of insurance available. Several different types of dental insurance can fit into the category of managed care. For example, some of the most common types of dental insurance that would qualify as managed care would be a PPO plan, HMO plan, and a POS plan. 


With a managed care dental insurance plan, you are going to be able to pick from a network of providers for your care. Many different dentists will contract with these networks in order to provide more affordable dental care. If you go to one of these "in network" dentists, you will pay less money. If you go to the dentist that is outside of the network, you are most likely going to have to pay more money, because there will be no discount offered.


Since you are required to use dentists that are in your network, your choices can be somewhat limited. This type of policy can also limit the amount of treatment options that you have available to you. Be sure to read through your limitations clauses within your policy.