How can I find out if my spouse had a life insurance policy?

If your spouse had life insurance, you should be notified of the policy by the estate executor or a court when your spouse passes away. However, in some scenarios, the estate will never enter a court system, and it will be up to you to determine if there was a policy and how much you should receive. It is best to know this information prior to your spouse's death.

Discuss these issues when you are planning a will. If you did not discuss these items, try contacting your spouse's employer or accountant. There should be records of payments to an insurance company, and you can use this information to locate a policy.