Is there anything I can do if my spouse stopped paying on a permanent life insurance policy just before dying?

If you stop paying a permanent life insurance policy, your policy may be cancelled. You will have to determine whether the company cancelled your spouse's policy prior to his or her death. Typically, there is a notification system that must take place prior to cancellation. This system usually grants you between 30 and 90 days to make up missed payments. If you are within this window, you will likely be able to repay the missed policy payments and receive coverage benefits. If you are outside of this window, unfortunately, the policy may have been cancelled by the issuer.